Loan Participations & Sub-Participations
Acquisition of participations and sub-participations in syndicated and bilateral credit facilities, alongside leading institutional lenders and commercial banks.
Benson Industries Limited is a Hong Kong-based private investment company that deploys its own capital in privately negotiated, non-marketable debt instruments. We focus on bilateral credit transactions with established corporate counterparties across Asia, EMEA and globally.
Benson Industries Limited is a privately owned investment company, founded in Hong Kong in 2021 (CR No. 3029464; BR No. 72797378). We provide flexible, privately negotiated credit to companies that fall outside the standard parameters of bank lending or public debt markets.
Our edge is institutional-grade credit analysis and structuring discipline, applied at transaction sizes and in situations that public markets do not serve efficiently. We act exclusively as a principal investor: we do not manage assets for third parties, do not offer participations to the public, and do not operate any collective investment vehicle.
The Company is funded by a combination of shareholder equity, retained earnings, and bilateral credit facilities provided by professional third-party lenders. All investment activity is conducted on the Company’s own balance sheet, as principal.
We invest in privately negotiated corporate credit. Our typical exposures are bilateral, structured around the cash-flow profile and capital structure of the borrower, and held with the discipline of a long-term principal.
Acquisition of participations and sub-participations in syndicated and bilateral credit facilities, alongside leading institutional lenders and commercial banks.
Subordinated and mezzanine credit, structured bilaterally with the borrower and senior creditors, providing junior capital with bespoke economics and protections.
Targeted acquisition of private credit positions in the secondary market, sourced through institutional relationships and applied to high-conviction, risk-priced opportunities.
Self-liquidating trade finance and receivables facilities for established corporates, structured around verifiable cash flows, performance triggers and credit insurance where appropriate.
Institutional-grade fundamental analysis combined with disciplined structuring, enabling rigorous underwriting and the construction of resilient, downside-protected positions.
Our counterparties are corporate borrowers, established operating businesses with identifiable cash flows, audited financial statements and professional management. We do not lend to natural persons. Typical borrowers are mid-market and upper mid-market companies across diversified target sectors and regions.
Each commitment moves through a deliberate, repeatable process designed to surface conviction-grade opportunities and to protect capital through every market regime.
Transactions are sourced through our proprietary network and a small number of selected institutional referral partners. Initial screening is rigorous and selective.
Financial, legal, commercial and management due diligence, supported by leading external advisors where required. Every position is underwritten on its own merits.
Transaction structuring and documentation negotiated by our internal team alongside external counsel, calibrated to the borrower’s profile and the risks of the position.
All transactions are reviewed and approved by the Investment Committee under a written charter that sets out voting procedures, quorum requirements and conflict-of-interest protocols.
Continuous covenant monitoring, periodic financial review and ongoing dialogue with borrower management throughout the life of the position.
Where required, restructuring or enforcement is led in-house with external counsel support, drawing on deep experience in complex and contested situations.
We engage with carefully selected counterparties across geographies and instrument types, preferring depth of conviction over breadth of activity.
Established operating businesses with identifiable cash flows, audited financial statements and professional management, seeking partner-style financing outside the constraints of public markets.
Direct, privately negotiated lending and structured credit, where the absence of public market intermediation allows tailored terms and aligned incentives.
Disciplined participation in segments where traditional lenders have retreated, converting market dislocation into durable, risk-adjusted income streams.
Constructive capital for complex, event-driven scenarios where decisive action and creative structuring create asymmetric outcomes for both borrower and lender.
The Company maintains a written risk management framework covering credit, concentration, liquidity, operational, legal and compliance risk. Risk limits are approved by the Board and monitored on a continuous basis.
We operate with the patience of a long-term principal. Capital is deployed selectively, monitored actively and recycled through disciplined position management across cycles.
Governance, compliance and risk oversight are codified, documented and independently reviewed. We hold ourselves to the standards expected of regulated financial institutions, even where regulation does not require it of us.
The Company is governed by its Board of Directors, which holds ultimate responsibility for strategy, risk oversight and compliance. The Board operates under written terms of reference, and investment decisions above defined thresholds require Board approval.
A standing Investment Committee reviews and approves all transactions under a written charter that sets out voting procedures, quorum requirements and conflict-of-interest protocols. Committee members bring collective experience across credit, legal and risk management.
Although the Company is not a "financial institution" or "designated non-financial business or profession" within the meaning of the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), it has voluntarily adopted an AML/CFT framework aligned with the FATF 40 Recommendations and HKMA / SFC guidance.
The Company complies with applicable sanctions regimes administered by the United Nations, the U.S. Office of Foreign Assets Control (OFAC), the European Union, the United Kingdom and the Hong Kong authorities. Real-time and periodic counterparty screening is conducted via leading commercial sanctions providers. Transactions involving sanctioned jurisdictions, persons, sectors or end-uses are prohibited.
A written compliance manual is reviewed and updated at least annually. The Company maintains a designated Compliance Officer with an independent reporting line to the Board, annual compliance training for all personnel and periodic independent compliance review by qualified external advisors.
Personal data is collected, used and stored in accordance with the Personal Data (Privacy) Ordinance (Cap. 486). A confidential whistleblowing channel is available to staff, counterparties and external parties. See our Privacy Policy.
Benson Industries Limited (CR No. 3029464; BR No. 72797378) is a privately owned investment company, founded in Hong Kong in 2021. The Company invests its own capital in privately negotiated, non-marketable debt instruments, primarily with corporate counterparties.
The Company does not offer or issue any securities, fund interests, notes or other investment products to the public or to any investor. It does not pool capital from external parties and does not operate or promote any collective investment scheme.
The Company does not solicit clients, does not market investment services and does not maintain any product available for subscription. References on this website to "counterparties" or "partners" denote borrowers and transaction counterparties, not investors in the Company.
All investment activity is conducted as principal, on the Company’s own balance sheet.
No securities, fund interests or investment products are issued to the public.
The Company does not manage assets for any third party.
Shareholder equity, retained earnings and bilateral credit facilities from professional third-party lenders.
FATF-aligned framework with HKMA and SFC guidance, independently reviewed annually.
We work with corporate borrowers, financial advisors and origination partners. Every conversation is held in confidence under appropriate confidentiality protections.
Our team is based in the heart of Sheung Wan. Use the channel below that best matches your enquiry, our team will respond promptly.
Office 3856C, Level 38, Infinitus Plaza,
199 Des Voeux Road Central,
Sheung Wan, Hong Kong
CR No. 3029464
BR No. 72797378